Home insurance · Proof of existence
When a burglary, fire or flood happens, the insurer asks: what did you have and what was it worth? SmartInventory AI lets you have the answer ready: an inventory with photos, item cards and indicative values for all your belongings.
No credit card required · Indicative valuations
The problem
Most households are underinsured: the amount declared in the policy does not reflect the real value of what they contain. Furniture, electronics, jewelry, clothing, tools, collections… added up, it is almost always worth far more than we imagine.
The second problem arrives after the claim: proving prior existence. Without photographs, receipts or a previous record, claiming the real value of what was lost becomes a months-long battle, and many payouts are drastically reduced for lack of evidence.
Building that inventory by hand — spreadsheet, scattered photos, folders of receipts — is so tedious that almost no one finishes it. And an incomplete inventory offers little protection.
With the AI doing the identifying and valuing, documenting an entire home stops being a weeks-long project.
Room by room, photograph every relevant item. Thirty seconds per item.
Identification, characteristics, condition and indicative value are recorded with a date, alongside the photograph.
Your inventory stays in your private account, ready to consult or export if you ever need to file a claim.
Photos, descriptions, dates and estimated values in structured cards, not a chaotic camera roll.
By adding up the indicative value of your belongings you will discover whether your current policy falls short.
Data and images encrypted and private by default, with European GDPR compliance.
It is the documentation proving that an item existed and was in your possession before a loss. Dated photographs, receipts and detailed records are the most common forms of evidence insurers request.
An inventory with photographs, descriptions and dates is valuable documentation to prove prior existence. Every policy has its own conditions, so it is worth confirming with your insurer. The more documentation you have, the stronger your position when claiming.
It is not an official appraisal: it is an indicative estimate that helps you size the value of your belongings and decide how much coverage to take out. For high-value items, your insurer may require a professional appraisal.
It happens when the insured amount in the policy is lower than the real value of the belongings. In the event of a claim, the payout is reduced proportionally (the average clause), which is why knowing the real value of your estate is essential.
Create your smart inventory today. 5 free credits every month so you can see it for yourself.
Start for freeNo credit card required
